Substantial interest penalty required for early withdrawal of certificate accounts, which is a three month penalty on CD's less than twelve months matured, a six month penalty on CD's matured for twelve months through fifty-nine months, and a twelve month penalty on CD's sixty months or more.
Interest is compounded quarterly on certificates with maturity of 6 months or more.
* No penalty, one withdrawal during the original term of the certificate will require an increase of 1% or more in the rate to purchase new no penalty certificate with those funds.
**APY=Annual Percentage Yield
† Interest checks will be issued only on certificates of $10,000 or more. Certificates less than $10,000 will have a choice of the interest automatically deposited to a Bank Of The Commonwealth account or compounded to the certificate.

CALL YOUR LOCAL BRANCH FOR ADDITIONAL RATES