Operating accounts COST you money!

• Time - 30 minutes/day managing your operating account adds up over to more than 100 hours annually!
• Opportunity Cost - Uninvested Cash COSTS YOU Money!
• Transaction Costs - Transferring short-term investments in and out of an operating account could cost close to $1000 annually!*

Sweep accounts SAVE You Money!

• Save valuable time with convenient investment of your idle cash.
• Enhance your earnings potential with the certainty of a full investment.
• Eliminate ongoing transaction costs.
• Earn additional income through high-quality money market investment vehicles.

What is a Cash Sweep account?

• Automated link between your checking account and an investment account without customer intervention.
• Excess cash above a predetermined balance in your checking account is automatically invested into a money market mutual fund.
• Income is earned daily and dividends are automatically deposited into your checking account each month.

* Based upon 26 outgoing wires at $20 per wire and 26 incoming wires at $15 per wire.